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How to Qualify for an FHA Loan 🏡 Credit Score: • As low as 500 • 580+ qualifies for 3.5% down Down Payment: • 3.5% of the purchase price • Can come from savings, gift funds, or approved assistance programs Closing Cost Assistance (COA): • Seller credits or local/state assistance programs may help cover closing costs • Programs ...
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This townhome qualifies for a no-money-down FHA loan using forgivable down payment assistance, and many buyers don’t realize they’re eligible. Here’s how this program works 👇 ✔️ 30-year FHA fixed rate at 5.99% ✔️ 3.5% forgivable down payment assistance ✔️ Assistance is a 30-year forgivable second lien ✔️ 0% interest on the assistance ✔️ Fully forgiven after 3 years of on-time payments ✔️ You do NOT have to be a first-time buyer 📌 Qualification basics: • Minimum 620 credit score • Max 50% DTI (
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