🧾 Endowment Insurance Policy – Is It Really Worth It Today? For decades, endowment policies were sold as investment insurance savings in one product. But times have changed. Financial needs have changed. Options have expanded. Today, the real question is not “Is endowment good or bad?” but “Is it the right product for your goal?” Endowment policies often: • Offer safety and discipline • Provide insurance cover • But deliver lower returns compared to pure investment options This video explains: