Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set...

2 days ago · Before you lock up some of your savings for months or even years, make sure you choose a certificate of deposit that maximizes your earning potential. We analyzed 458 CD accounts from 148...

Certificates of deposit, or CDs, are fixed income investments that generally pay a set rate of interest over a fixed time period. Learn more here.

Nov 20, 2025 · Learn how certificates of deposit (CDs) work, how they offer safe, fixed returns over set terms, and how they compare to savings accounts for growing your money.

Dec 2, 2025 · Learn the different types of CDs, how each works, their pros and cons, and which certificate of deposit fits your savings goals.

CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date. They are federally insured and issued by banks and savings …

Certificates of Deposit (CDs) What are certificates of deposit? A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, …

Locking in a high-yield certificate of deposit (CD) rate can help you grow your savings and fast-track your financial goals. The best CD rates often outperform traditional savings accounts, making them a …

With a Fixed Term CD, you can choose the term that works best for you. See rates for different term options and open a Fixed Term CD account online today.

For CDs, interest begins to accrue on the business day you deposit non-cash items, such as checks. Penalties – including early withdrawal penalties – could reduce earnings.