At Money Digest, we've previously discussed how the COVID-19 pandemic accelerated remote work (aka work from home) and the differences between W-2 official employees of a company and freelancers, who ...

Don't just set and forget your 401(k). Creating a plan for investments, income and health care ensures your balance translates into lifelong financial security.

Small business owners can boost employee recruitment and retention and help themselves and their workers save for retirement by establishing a 401(k) plan. These plans can only be set up by employers, ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

A 401(k) is an important saving tool for investors of all ages. Most 401(k) plans include what is known as a match and you should take full advantage of it if your plan has one. The best part of the ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

There is a wide range of tax-advantaged retirement accounts to help you save for the golden years, including employer-sponsored plans and accounts you can open independently. But which is right for ...