Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

In a recent report to stockholders, insurance giant Progressive used a word that every company would prefer to avoid: Refund. A statement filed by the company with the U.S. Securities and Exchange ...

Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Real estate transactions have a lot more insurance possibilities than the basic homeowner’s policy. Pay attention to what is ...

In a recent report to stockholders, insurance giant Progressive used a word that every company would prefer to avoid: Refund. If that turns out to be the case through 2025, the third year, Progressive ...