A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...

Please note: This item is from our archives and was published in 2005. It is provided for historical reference. The content may be out of date and links may no longer function. COMPANIES INCREASINGLY ...

We pick the best long-term care insurance companies of 2026, including New York Life and Mutual of Omaha.

Not long after her husband died in 2004, Alice Kempski, a retired nurse in her early 60s, bought an insurance policy designed ...

Long-term care isn't just something to think about in your 80s. As Suze Orman points out in her blog, planning ahead — especially in your 50s or 60s — could make the difference between financial ...

Advancements in medical treatments have extended life expectancy and enabled life-sustaining therapies. That’s the good news. But these advances have added to the rising long-term care risk in our ...

My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...

DEAR SAVVY SENIOR – My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

There are two key factors you need to consider that can help you determine if purchasing a long-term care (LTC) insurance policy is a smart decision for you and your husband. One factor is your ...