While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

A credit score can help lenders and others predict how likely you are to pay your credit obligations on time in the future, based on your past credit behaviors. But it’s important to understand that ...

Fact checked by Betsy Petrick Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different ...